I am a ridiculously cheap (uh, frugal) lady who somehow still manages to make bad choices (uh, choices that are meaningful but expensive, but intentional, right? But still cost money). I wish I spent $0 per month on everything, but instead, I spend something like $8 billion per month on meaningful choices like housing and kid activities and birthday presents and food. Watch me go from indebted and sad to healthy, wealthy, and wise. A reusable Keurig pod saved is a reusable Keurig pod earned, or whatever.